Hannu argues
"The optimum inboard length ... depends on two concepts: Rower efficiency and comfort. Oar efficiency." When grips are NOT overlapped, the second half of the pull stroke moves the end of the oar away from the rower's body.
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He continues.
"This [awkwardness and loss of power] can be overcome to at least some extent by overlapping the handles at the middle of the pull."
So what's an optimal amount of overlap?
Shaw & Tenney recommend a 2" overlap. Hannu guesses that
"... in recreational rowing ... 4" to 6" (10 cm to 15 cm) is optimal." A 2" to 3" overlap works for me. But the exact amount is driven by the oarlock to oarlock distance --not the boat's beam, which is typically less-- and my targeted gearing ratio.
In the linked article, he also discusses sizing oars.
https://hvartial.kapsi.fi/oarlength/oarlen.htmhttps://www.shawandtenney.com/blog/how-properly-size-rowing-oars